Business health insurance in Thailand: making comprehensive cover an easy choice for small businesses

  • Our plan provides the flexibility small businesses need when it comes to offering competitive health benefits by letting you choose what benefits and levels of coverage you provide your employees.

  • We can offer Medical History Disregarded (MHD) to a company looking to cover 10 insured individuals. This means that your company can have employees' pre-existing conditions covered with as little as 5 employees plus their spouses on the plan.

  • You will have access to APRIL's expansive outpatient direct billing network. When you visit participating doctors and specialists throughout Asia, all you have to do is present your APRIL member card and they will bill us directly, saving you from having to pay out-of-pocket and submit claims forms later.

  • Our business health insurance plan offers 3 areas of cover making it perfect for businesses that require frequent travel around Asia or the world or with a great deal of expatriates on staff. You can choose to have your group health insurance cover you and your employees in ASEAN countries excluding Singapore, worldwide excluding the USA or completely worldwide.

  • Our plan is locally admitted in Thailand, so it is fully compliant with all local Thai regulations regarding group health insurance for your small business. 

With our plan, small businesses have full choice in creating their own group health insurance policies
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Whether you're building your company from the ground up or working your way towards a medium-sized enterprise, our business health insurance plan can be tailored to suit the needs of your company.

Choose whether you want to add any of the following optional benefit modules to your hospital & surgery cover: outpatient, dental and optical or maternity coverage. You can also choose one of three levels of coverage for each module depending on whether you want expanded benefits and higher coverage limits for each part of your plan.

Our group plan for SMEs also offers 3 areas of coverage for you to choose from so you can better match your business' international protection needs: worldwide coverage, worldwide coverage excluding the USA, or ASEAN coverage excluding Singapore.

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Hospital and surgery
  • Annual limit per person per period of insurance

    • MHD from 10 people, including spouses
    • Full medical underwriting or moratorium underwriting options
    • Decide benefits per employee category, per employee or per person

    6 levels of deductibles: Nil, ฿16,375, ฿32,750, ฿81,875, ฿163,750, ฿327,500

฿3,275,000 or ฿16,375,000



Outpatient - optional benefit
Dental and optical - optional benefit
    • Cover for dental check-ups, fillings, and prophylaxis (teeth cleaning)
    • Eye examinations, prescription lenses and contacts covered under the Elite module
Maternity - optional benefit

฿163,750 per pregnancy

฿327,500 per pregnancy

฿491,250 per pregnancy

24/7 evacuation, repatriation and assistance services
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Additional benefits that APRIL International can offer as part of your business' health insurance plan
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Medical History Disregarded
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for as few as 10 insured adults
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Asia-wide Outpatient Direct Billing Network
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makes doctors visits convenient & cash-free
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Perfect for International Businesses
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24/7 medical assistance & repatriation cover with every plan
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Direct Billing for Hospital Visits
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with advanced notice
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Your Choice of Cover Area
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Worldwide, worldwide excluding USA, or ASEAN excluding Singapore

APRIL Assistance Thailand